Mister Car Wash offers a choice of two medical plans to eligible employees and dependents:
- A High Deductible Health Plan (HDHP) with a Health Savings Account (HSA)
- A Preferred Provider Organization (PPO)
Both plans offer great benefits, such as:
- Preventive care (annual exams and well-child visits)
- Choice of In-Network or Out-of-Network providers
- Access to CirrusMD
*If you’re not sure which health insurance plan to chose, take the Mister Learn course Invest in Yourself: Which Health Insurance Plan Is Right for You?
HDHP vs PPO Overview
Service |
HDHP w/HSA | PPO | ||
Premium Designated Providers | In-Network Providers | Premium Designated Providers | In-Network Providers | |
Calendar Year Deductible
(Single/Family) |
$2,000/$4,000 |
$1,400/$2,800
|
||
Out-of-Pocket Maximum
(Single/Family) |
$6,000/$12,000 |
$6,000/$12,000 |
||
Office Visit
(PCP/Specialist) |
10% after deductible |
20% after deductible |
$20/$30 copay |
$40/$50 copay |
CirrusMD
Urgent Care |
$0 copay
20% after deductible |
$0 copay
$50 copay |
||
Inpatient/Outpatient Procedures | 20% after deductible | 20% after deductible | ||
Emergency Room | 20% after deductible | $300 copay (waived if admitted) | ||
Prescription Drugs | (up to 30 day supply) | |||
Preventive | $10 copay | $0 copay | ||
Generic | 20% after deductible | $10 copay | ||
Preferred Brand | 20% after deductible | $35 copay | ||
Non-Preferred Brand | 20% after deductible | $60 copay | ||
Mail Order (up to 90 day supply)
*Mail Order is mandatory for maintenance medications |
Preventive: $25 copay
All others: 20% after deductible |
2.5x retail copay |
*Those enrolled in either of the Mister Car Wash medical plans also get access to FREE programs to help with the following specific concerns: