Medical Plan

Medical Plan

Updated 05.12.2023

Mister Car Wash offers a choice of two medical plans to eligible employees and dependents:

Both plans offer great benefits, such as:

  • Preventive care (annual exams and well-child visits)
  • Choice of In-Network or Out-of-Network providers
  • Access to CirrusMD 

*If you’re not sure which health insurance plan to chose, take the Mister Learn course Invest in Yourself: Which Health Insurance Plan Is Right for You?

HDHP vs PPO Overview

Service

 HDHP w/HSA PPO
Premium Designated Providers In-Network Providers Premium Designated Providers  In-Network   Providers
Calendar Year Deductible

(Single/Family)

 

  $2,000/$4,000

 

    $1,400/$2,800      

 

Out-of-Pocket Maximum

(Single/Family)

 

 $6,000/$12,000

 

$6,000/$12,000

Office Visit

(PCP/Specialist)

 

10% after deductible

 

20% after deductible

 

$20/$30 copay

 

$40/$50 copay

CirrusMD

Urgent Care

$0 copay

20% after deductible

$0 copay

$50 copay

Inpatient/Outpatient Procedures 20% after deductible 20% after deductible
Emergency Room 20% after deductible $300 copay (waived if admitted)
Prescription Drugs (up to 30 day supply)
Preventive $10 copay $0 copay
Generic 20% after deductible $10 copay
Preferred Brand 20% after deductible $35 copay
Non-Preferred Brand 20% after deductible $60 copay
Mail Order (up to 90 day supply)

*Mail Order is mandatory for maintenance medications

Preventive: $25 copay

All others: 20% after deductible

2.5x retail copay

*Those enrolled in either of the Mister Car Wash medical plans also get access to FREE programs to help with the following specific concerns:

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